By Yann Kostic and Tom Zachystal from the September 2018 Edition Financial advice is often directed at the very young or very old: spend less than you earn every month and don’t put too much of your retirement savings in stocks as your retirement progresses. But what about the rest of us those of us […]
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By Yann Kostic and Tom Zachystal from the August 2018 Edition Our tax situation changes as our life stages change, and losing a spouse is no exception. You may not want to consider taxes at such a difficult time, but when you’re ready, here are some tips that will help keep your tax bill to the legal […]
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By Yann Kostic and Tom Zachystal from the June 2018 Edition If you have been living south of the border for any amount of time, you already know that more and more people move to Mexico. But did you know that the average age is dropping quite quickly and that quite a few still own businesses NOB […]
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By Yann Kostic and Tom Zachystal from the May 2018 Edition Should you buy or rent property in Mexico? Should you choose a house Lakeside in Ajijic or an ocean-view condo in Manzanillo? Should you take that job offer or stay retired? Making sound decisions is one of life’s biggest challenges. If you’re not careful, you can […]
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By Yann Kostic and Tom Zachystal from the April 2018 Edition Back in the day, grandparents might have given their grandchildren small cash gifts for birthdays and holidays. Nowadays, however, with the cost of education rising and concern over job opportunities for recent graduates, grandparents may wish to pass on major assets to their children and grandchildren. […]
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By Yann Kostic and Tom Zachystal from the March 2018 Edition Recent months have brought a number of personal finance changes, including a rise in interest rates that will affect some of the terms for borrowing money and accessing credit. In December 2017, the US Federal Reserve increased its key interest rate by 25 basis points, marking […]
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By Yann Kostic and Tom Zachystal from the February 2018 Edition We cannot welcome 2018 without wondering what the boomer generation will be up to this year. In fact, many boomers are still doing what they love, and they are still doing it well! After years of working for others, they are making the decisions, and taking […]
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By Yann Kostic and Tom Zachystalfrom the January 2018 Edition Growth stocks and value stocks tend to take turns leading the market and, as a result, investors often raise the question of which of these two types of stocks is really “better.” While both share a similar longterm, disciplined approach to investing, they are different, […]
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By Yann Kostic and Tom Zachystal from the December 2017 Edition As free time shrinks, along with our tolerance for time-consuming, unpleasant household tasks, one recent study may have an answer: buy back your time. Results of the study appeared recently in PNAS, a scientific journal devoted to “cutting-edge” research. It was a collaborative effort […]
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By Yann Kostic and Tom Zachystal from the October 2017 Edition Ideally, we would all retire debt-free, but we are a nation of borrowers. As of December 2016, the average American household debt totals more than $135,000, according to a Nerd Wallet credit-card debt study. Credit card debt for the average household carrying a balance totals […]
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