By Yann Kostic and Tom Zachystal from the July 2017 Edition Small-cap stocks appeal to some investors because of their potential for strong growth. But are you in the right position to invest in them? What are small-cap stocks? The market capitalization of a company is its stock price times the number of shares it […]
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By Yann Kostic from the June 2017 Edition It’s a long-standing issue and the subject of much debate: If you have extra money, which should you do first – pay off debt or invest? In fact, you have three options. For example: You can use extra money to pay off debt. Whether you should pay […]
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By Yann Kostic from the May 2017 Edition Although interest rates fell precipitously in the early 1980s, they are now on the rise through the Federal Reserve System. Higher rates will resonate through virtually every sector of the economy, including investments; more specifically, the increasing interest rates can be bad for bonds. And many fixed- […]
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By Yann Kostic from the April 2017 Edition Americans expats hear a lot these days about the importance of saving for retirement, but what is equally important is how to manage their IRA’s once they have retired. Individual retirement accounts (IRAs) and 401(k) are one way to build a nest egg, but the variety of […]
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By Yann Kostic from the March 2017 Edition As spring arrives, many of us look forward to spring cleaning our homes dusting the corners, organizing cabinets and airing it out in preparation for a new season. But spring is also a good time to get your financial house in order. That means you may want […]
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By Yann Kostic from the February 2017 Edition Rising interest rates are generally bad for bond funds. This is very important for bond investors today to understand. An example to explain why. Let’s say you purchased a bond with a coupon of 6 percent at par, for $1,000. You will receive annual interest of $60 […]
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By Yann Kostic from the January 2017 Edition Every life stage brings new financial mistakes that could jeopardize retirement. Here’s what to guard against as you move through the decades: Twenties Not investing. Unfortunately, many individuals who are just starting their careers fail to invest or avoid taking considered risks when they’re in a position […]
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By Yann Kostic from the December 2016 Edition It’s easy to make financial mistakes when you’re young, because you can generally recover from them over time. Unfortunately, the same can’t be said as you approach retirement, when you’ll have less room for error. With that in mind, here are five mistakes that are easy to […]
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By Manzanillo Sun Writer from the December 2016 Edition The child tax credit is a great benefit provided by the US government to American families with children under the age of 17. The credit or “tax refund” can be worth up to $1,000 per child, even if you did not pay any US taxes in […]
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By Yann Kostic from the October 2016 Edition Financial advisers often recommend that their clients maintain some of their savings in stocks, even after retirement. But is the risk worth it? Retirees living comfortably on income from Social Security, pensions, and bonds may think it’s crazy to take on the anxiety that comes with fluctuating […]
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