Manzanillo Sun eMagazine

Try These Three Tips for Retiring with Minimal or No Debt

By Yann Kostic and Tom Zachystal from the October 2017 Edition Ideally, we would all retire debt-free, but we are a nation of borrowers. As of December 2016, the average American household debt totals more than $135,000, according to a Nerd Wallet credit-card debt study. Credit card debt for the average household carrying a balance totals […]

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How to Find a Financial Advisor Who (Really) Meets Your Needs

By Yann Kostic and Tom Zachystal from the August 2017 Edition Many, if not most, investors do not have the expertise to make all their own investment decisions, and therefore would want to consider talking to a reliable financial advisor. While nothing can guarantee a financial advisor’s reliability, there are some things you can look for. […]

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Small-Cap Stocks: Are They Right for You, Right Now?

By Yann Kostic and Tom Zachystal from the July 2017 Edition Small-cap stocks appeal to some investors because of their potential for strong growth. But are you in the right position to invest in them? What are small-cap stocks? The market capitalization of a company is its stock price times the number of shares it […]

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Manzanillo Sun article

Floating-Rate Securities May Make Sense Now

By Yann Kostic from the May 2017 Edition Although interest rates fell precipitously in the early 1980s, they are now on the rise through the Federal Reserve  System. Higher rates will resonate through virtually every sector of the economy, including investments; more specifically, the increasing interest rates can be bad for bonds. And many fixed- […]

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